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🏡 Homebuyer Specialist, Sam Trantham, Owner Future Funding USA

Zero Down Payment, Zero Closing Costs, Zero Out Of Pocket
 

Buying your first home doesn't have to be complicated or scary. We'll guide you through every step and show you programs that make homeownership possible even if you think its too good to be true.

Sam Trantham Owner Future Funding USA

Let's Bust Some Myths

What you think might be stopping you probably isn't true
Myth

"I need 20% down"

Reality

We specialize in securing down payment assistance for you, meaning Zero Down Payment Costs for you.

Myth

"My credit score isn't good enough"

Reality

Our Down Payment Assistance Program loans accept credit scores as low as 580. Less-than-perfect credit doesn't automatically disqualify you for down payment assistance.  We can work with you if if your credit needs help.

Myth

"I don't have funds  for mortgaage closing costs."

Reality

We work to secure seller concessions to pay all your closing costs, meaning zero out of pocket.  Our preferred realtors are experienced and effective in securing seller paid costs in the contract when you get ready to purchase.

Your Path to
Homeownership

We break it down into simple, manageable steps
1

Get Pre-Qualified

Find out what you can afford and what programs you qualify for. Takes just a few minutes.

2

Learn the Process

We'll educate you on every step so you feel confident, not confused.

3

Start House Hunting

Armed with your pre-approval, you can shop with confidence and make competitive offers.

4

Close & Move In

We handle the paperwork and details. You get the keys to your new home!

DOWN PAYMENT ASSISTANCE
 

Programs Made for You

First-time buyers get access to special programs and benefits

Purchase Loans

Whether you're a first-time buyer or looking to upgrade, we have the right solution for you.

FHA Loans

FHA loans offer flexibility for low credit scores, higher debt-to-income ratios and offer ZERO DOWN LOANS.

VA Loans

Low or no down payment, government insured loan for veterans and their families with competitive rates.

Conventional Loans

Competitive interest rates and terms without requiring a large down payment for well-qualified borrowers.

Ready to Take the First Step?

Let's find out what you qualify for. No pressure, no obligation—just answers about what's possible for you.

Secure Process
Takes just minutes

Ready to Take the First Step?

Let's find out what you qualify for. No pressure, no obligation—just answers about what's possible for you.

Secure Process
Won't affect your credit score
Takes just minutes